Best Business Credit Cards Without A Personal Guarantee Requirement For December 2021 – Forbes Advisor

The Brex 30 Card requires no guarantee because it sets credit limits based on cash flow and determines a business’ eligibility for qualification based on spending patterns and sales volume. This means no credit check requirement for those business owners without solid or established credit. Companies with at least $50,000 in professionally managed funds or at least $100,000 in cash in a bank account are typically able to get a Brex card.

Rewards: 8 points per dollar on rideshare, 5 points per dollar on travel booked through Brex Travel, 4 points per dollar on restaurants, 3 points per dollar on recurring software and 1 point per dollar on everything else

Welcome Bonus: 30,000 points after spending $3,500, or 50,000 points after spending $9,000 within 30 days

Annual Fee: $0

Other Benefits and Drawbacks: The Brex 30 Card is a charge card, meaning it must be paid off every month in full. Businesses looking to carry balances should look elsewhere, but…

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