How to choose between the Amex Business Gold and Amex Business Platinum

Among the national issuers, American Express ranks the highest in customer satisfaction, according to the J.D. Power 2020 Credit Card Satisfaction Study. This is one of the reasons why their credit cards are frequently at the top of must-have lists, including mine. I’ve wanted an American Express business card for a while and am almost ready to apply. I’ve narrowed it down to two cards: the Gold and the Platinum.

The American Express® Business Gold Card and The Business Platinum Card® from American Express are charge cards, rather than credit cards, meaning they don’t have preset credit lines but the bill must be paid in full each month. Both offer excellent rewards, from the hefty welcome offer you will receive after charging a certain amount within a fixed number of months to the ability to accumulate major rewards as you charge your business expenses. Each card has a substantial annual fee and an impressive set of perks, many of which…

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