- July 28, 2021
- Posted by: Stratford Team
- Category: Business
If your small business is big enough to have an Employer Identification Number, or EIN, you may be wondering whether you still have to put your Social Security number on your business credit card application. Is it possible to get a small business credit card without an SSN? And can you apply for a business card with EIN only?
Well, possibly—but many business credit card issuers require your SSN during the application process. Credit card issuers protect themselves by making sure you can back your credit card with a personal guarantee, which means they’re probably going to use your SSN to conduct an inquiry into your personal credit.
Nearly all of today’s best small business credit cards require an SSN—but once your business is large enough to apply for corporate credit cards, you might be able to get business credit with just an EIN. These EIN credit cards often have strict application rules, and some types of small businesses won’t qualify….
